Protect Yourself and Your Loved Ones with Supplemental Benefits
Life is full of unexpected moments. Our voluntary insurance plans provide an extra layer of financial protection, paying you cash directly when you need it most. You have complete control over how to use the money, whether for medical bills, daily expenses, or anything else.
Accident Insurance
Coverage for Life's Mishaps
Accidents can happen anytime, anywhere. Our Accident Insurance offers 24/7 protection, whether you're at home, at work, or on the go. This plan pays cash benefits directly to you, on top of any other insurance you have.
Key Features:
- 24-Hour Coverage: You're protected around the clock, not just while you're off the job.
- Active Lifestyle Bonus: Receive an additional 20% on certain benefits related to injuries sustained during activities like sports or outdoor recreation.
- Flexible Spending: Use the cash payout for anything you need, from medical co-pays to everyday living expenses. There are no restrictions.
| Employee Only | $4.83 |
| Employee + Spouse | $8.51 |
| Employee + Dependent Child(ren) | $10.27 |
| Family | $13.40 |
Hospital Insurance
Financial Support When You're Hospitalized
A hospital stay can be stressful and expensive. Our Hospital Indemnity Insurance provides direct cash payments to you for each day you're in the hospital, helping to ease the financial burden.
How it Works:
- Receive a cash benefit for your initial day of hospital confinement.
- Continue to receive daily cash benefits for the duration of your hospital stay.
- Get additional benefits for stays in the Intensive Care Unit (ICU).
This can help you protect your savings and Health Savings Account (HSA) from being depleted by hospital bills. The choice of how to use the money is entirely yours.
| Employee Only | $7.85 |
| Employee + Child(ren) | $28.65 |
| Employee + Spouse | $9.65 |
| Family | $36.00 |
Critical Illness
Peace of Mind for Serious Health Events
Focus on your recovery, not your finances. Critical Illness coverage provides a lump-sum cash payment if you are diagnosed with a covered serious illness. This benefit helps you manage the high costs of treatment and other expenses so you can concentrate on getting well.
The payment can be used for deductibles, treatments, medications, or any other financial needs you may have.
Introducing a New Hearing Health Benefit
Tuned: Comprehensive Hearing Care
We are excited to partner with Tuned, a premier hearing health program. This benefit covers the full spectrum of hearing care, from preventative screenings to treatment solutions.
Exclusive Offer:
As an employer, when you offer all three supplemental benefits (Accident, Hospital, and Critical Illness), your employees will receive the Tuned hearing benefit complimentary for the first year.
After the first year, employers can choose to continue this valuable program for a monthly rate of $1.20 per employee when at least one supplemental benefit is maintained.